Alison  Gaines

Alison Gaines is a consultant in the London office and was previously a partner of the firm for 14 years. She specialises in banking, asset and consumer finance, restructuring and non-contentious insolvency.

Formerly an in-house solicitor with a major finance company, Alison has extensive experience advising clients in the finance industry on all aspects of their core business. Alison also has substantial experience in business restructuring and workouts and advises banks and financial institutions on insolvency issues affecting them.

Alison is named as a leading lawyer in consumer and asset finance in Chambers' A Client's Guide to the UK Legal Profession, and is a regular speaker and writer of articles on consumer credit law and related matters. In Chambers UK, 2008 edition, Alison "is esteemed for her consumer finance and insolvency work." The 2010 edition says that she "is a well-known figure [and that] her experience working in-house at a major finance company is much valued by her clients."

 Recent Experience:

• Acting for a client on its acquisition of several high street names and the restructuring of the targets' finance facilities
• Advising a motor finance company in connection with innovative stocking facilities
• Advising a bank in connection with its strategy for dealing with a borrower group in financial difficulties, and acting as the supervising lawyer advising on existing security held by the bank, any deficiencies restructuring of the facilities and new security

Career:

• Consultant - Salans (2003-to date)
• Partner - Salans (1989-2003)
• Solicitor/Partner - Hill Bailey (1986-1989)
• Admitted to the New York Bar in 1986
• In-house Counsel - Lloyds Bowmaker (a subsidiary of what is now Lloyds TSB Bank plc), (1980-1984)
• Admitted as a Solicitor in England & Wales in 1980

Education:

• Birmingham University - Law (LL.B. (Hons.), 1977)

Languages:

• English